A Guide To Buying A Home In India
27 Apr 2018
Buying a home is a major financial decision, but it can be an extremely rewarding experience when done right. If you’re buying a home for the first time, here’s a handy guide to simplify the process for you.
1. Estimate your requirements:
It is advisable that you assess your needs and requirements (size, storage, layout, location, amenities, etc.) carefully before you start looking for a home. This will help you close in on the most suitable options for you.
2. Identify localities and residential projects:
Pick a locality that allows quick and easy access to your workplace, schools, hospitals, shopping malls, multiplexes, marketplaces, etc. Ensure that the residential complex offers well-designed homes that are equipped with world-class amenities.
3. Assess your financial situation:
Take stock of your finances in order to arrive upon a reasonable budget for the home. You may also want to work on building up your credit score before applying for a home loan.
4. Survey your home loan options:
Take your time to select a home loan that works best for you. A floating rate of interest might sometimes work out to be better than a fixed rate of interest. If you’re short on time, you can also explore pre-approved loan options.
5. Go with a trusted real estate developer:
It is important that you transact a home purchase only with a trusted and reputed real estate developer. A trusted builder brings to the table unparalleled expertise in home construction, and assures you of quality and on-time delivery. Moreover, these real estate projects will also be ethically and environmentally sound.
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