By Gunjan Goel, Director, Goel Ganga Developments
Owning land or property has long symbolized financial security and independence. For decades, however, women’s role in real estate—whether through inheritance or investment—has remained limited. Societal norms, lack of awareness, and structural barriers have historically hindered women from fully participating in wealth-building through real estate.
Today, this trend is shifting. A new generation of women is reclaiming their space and rewriting the narrative by building and growing wealth through property ownership.
Understanding the Inheritance Gap
While the law in India provides equal inheritance rights to daughters, many women still hesitate to claim their share of ancestral property. Cultural conditioning often discourages women from “asking” for what is legally theirs, due to fears of family disputes or societal backlash.
However, this conversation is evolving. Legal experts, financial planners, and women’s rights groups are working to spread awareness about property rights, helping women realize that inheritance is not a favor—it is a right.
The Shift from Inheritance to Investment
More importantly, the conversation is now expanding beyond inheritance to women actively using real estate as a means of wealth creation. Women are stepping into roles as buyers, investors, and decision-makers in real estate.
From purchasing their first home to investing in rental income–generating assets, women are beginning to view real estate as a path to long-term financial security and independence.
Bridging the Knowledge Gap
Despite these positive trends, challenges remain. One major barrier is the lack of knowledge around property ownership, legal processes, and financial planning. Education and awareness are critical to closing this gap.
Fortunately, financial literacy is on the rise. More women are now learning how to assess home loans, verify developer credentials, and negotiate confidently. Property forums, webinars, and real estate investment groups are helping women gain clarity, ask questions, and build confidence.
Industry Response and the Way Forward
The real estate sector is also responding to this growing trend. Developers and banks are recognizing women as a powerful segment of buyers and investors. Many banks offer concessional home loan rates for female applicants. Developers and real estate firms are tailoring marketing campaigns to address women’s priorities—highlighting safety, amenities, and long-term ROI.
Owning property is more than a financial milestone for women. It offers them a stronger voice within the family, a sense of independence, and the ability to build a stable future.
As women continue to claim their inheritance and make strategic investments, they’re not just securing their own future—they’re inspiring others to do the same.
Conclusion
In the years ahead, the real estate market is poised to witness a wave of empowered women investors—women who trust their instincts, understand their rights, and view property not just as brick and mortar, but as a foundation for lasting freedom and legacy.
