Pune, June 25, 2025 – Maharashtra is on the brink of a landmark reform that promises clarity and confidence for apartment dwellers across the state. The state cabinet is set to approve the introduction of “vertical property cards”—an advanced land-ownership certificate explicitly tailored for individual flats, not just plots.
What It Means for Flat Owners
Revenue Minister Chandrakant Bawankule explained that these new property cards will:
- Provide independent records of rights, officially registering ownership of each apartment
- Include detailed data like carpet area measurements and any bank loan encumbrances, streamlining documentation and financing processes
- Help reduce disputes over ownership or boundaries, and discourage dual sale deeds
- Urban planning experts suggest this could be a model reform, making Maharashtra one of the first states to institutionalize apartment-wise land records
Why This Matters
As India urbanizes at a rapid pace, multi-story residential complexes have become the norm. Traditional land records did not differentiate between individual floors, leading to complexities during sales, inheritance, or finance. These vertical property cards aim to address that gap:
Faster loan approvals — banks can verify ownership and carpet area in a single document.
Simplified transactions — less paperwork and legal ambiguity for buyers and sellers.
More transparency — clear, accessible records reduce chances of fraud.
What’s Next?
The legal framework for these cards is currently under review, with revised proposals ready for cabinet and assembly approval during the upcoming sessions. Officials are actively incorporating stakeholder feedback to ensure a smooth rollout and address real-world concerns.
Once approved, this initiative will dovetail with ongoing schemes like Svamitva and One State One Registration, accelerating property digitization and formalization across Maharashtra
What Residents Should Do
Be prepared: Apartment owners should check with their developer or housing society to understand how this impacts their current property documentation.
Ask your bank: If you’re applying for or have an existing home loan, find out how triggering a vertical property card might streamline future processing.
Stay informed: This is a critical shift in land administration—property owners and buyers in Pune and beyond should monitor updates via revenue department notifications.
In Summary
From individual registration of flats to seamless loan approval and reduced conflict, Maharashtra’s vertical property cards could redefine urban ownership.
Once rolled out, this reform will simplify property management. It will also boost confidence among flat-owners, banks, and investors.
